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	<title>World Village &#187; Privacy &amp; Security</title>
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		<title>Don’t Surrender Online Security For Convenience</title>
		<link>http://worldvillage.com/dont-surrender-online-security-for-convenience</link>
		<comments>http://worldvillage.com/dont-surrender-online-security-for-convenience#comments</comments>
		<pubDate>Mon, 06 Feb 2012 11:17:23 +0000</pubDate>
		<dc:creator>DovellBonnett</dc:creator>
				<category><![CDATA[Computers]]></category>
		<category><![CDATA[Privacy & Security]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[internet security]]></category>
		<category><![CDATA[password management]]></category>
		<category><![CDATA[smart cards]]></category>

		<guid isPermaLink="false">http://worldvillage.com/?p=372180</guid>
		<description><![CDATA[Who has the best password manager? Cyber attacks are on the rise in 2012. That is the prediction by many security experts. Individuals, industries and agencies are all trying to find safeguards that will reduce the risk of an attack. But what is the best solution? Do you use Public Key Infrastructure (PKI), One Time [...]]]></description>
			<content:encoded><![CDATA[<h3>Who has the best password manager?</h3>
<p>Cyber  attacks are on the rise in 2012. That is the prediction by many  security experts. Individuals, industries and agencies are all trying to  find safeguards that will reduce the risk of an attack. But what is the  best solution? Do you use Public Key Infrastructure (PKI), One Time  Passwords (OTP), Single Sign-On (SSO) or Password Management (PM)?  Before I, or anyone else can answer that you first need to understand  your environment, what are you protecting, what are the risks and who  else would have access.</p>
<p>No one solution works for everyone and  every environment. They all have their advantages and disadvantages. For  this discussion, let&rsquo;s just address Password Management. While I have  developed <a href="http://www.access-smart.com/solutions/" target="_blank">Power LogOn&reg;</a> to offer solutions to a number of issues, I also recognize that it may  not be entirely the best solution for everyone. So first off, if you are  using any type of password manager and generator you are ahead of most  internet users. Congratulations.</p>
<p>Instead  of doing a product, feature-by-feature comparison with the intention to  eliminate one product/competitor from another, I want to discuss some  topics you need to consider in picking any password manager.</p>
<ol>
<li><strong>Target Customer:</strong> Password manager solutions typically target two different customers &ndash;  Consumer and Industrial. While the basics of protecting passwords are  similar, the differences is how much customization is allowed,  integration into existing servers/networks and additional functions.</li>
<li><strong>Authentication:</strong> Security experts all say that the more ways one authenticates  themselves to the computer/network/site the better. The security  industry standardized on three types of authentications: Something you  have (card or token), something you know (PIN or Password), and  something you are (biometrics). Security is strengthened by  incorporating any two of the three types or using all three.&nbsp;A single  PIN or Password does not authenticate the user; it only authenticates  that a someone knows the secret but not the person. The tradeoff here is  also that the more levels of authentication the higher the security  costs.</li>
<li><strong>Password Storage:</strong> Reading all the  articles about the resent hacking attacks, the target has been the  password database. It does not matter how complex and unique your  password is if someone breaks into the database. Therefore, another  consideration has to be where passwords are stored (Hard Drive, Cloud or  Token). Here are some considerations:<br />
<blockquote>
<ul>
<li><strong>File Encryption:</strong> Do you encrypt the password files or are you using a service&rsquo;s  encryption? Is there any concern that the encryption could have a  backdoor?</li>
<li><strong>Authentication Access:</strong> Does the product/service have single or multi- factor authentication?</li>
<li><strong>Files Access:</strong> Are the passwords stored on a sole computer, directory, cloud or token?  How do you access your passwords if you are on different machines? Can  someone else access your passwords/accounts it you are away from your  machine?</li>
<li><strong>File Encryption:</strong> Do you encrypt the  password files or are you using a service&rsquo;s encryption? Is there any  concern that the encryption could have a backdoor?</li>
<li><strong>Networks and clouds:</strong> Does an IT administrator have access, where are the passwords stored,  any back doors, what encryption is used, and how is authentication  established?</li>
<li><strong>False authentication lockout and recovery:</strong> Are there a limited number of authentication attempts before the  password file is locked. If it is locked, what is the recovery  processes? Will a &ldquo;brute&rdquo; force attack work?</li>
<li><strong>Token based storage security</strong>:  If you use a USB device, smartcard or even your smartphone what happens  if the device is lost or stolen? How do you recover your passwords?  Will others have access to your passwords if they find it?</li>
</ul>
</blockquote>
</li>
<li><strong>Malware, Phishing, Virus protection:</strong> How does the password manager protect from phishing emails, keyloggers and viruses?</li>
<li><strong>Additional Application:</strong> Many industrial solutions can incorporate other features into the same  card. For example employee photo ID, building access control, electronic  payment, etc. How will you handle card issuance and management? Some  solutions require re-badging whereas others can work with the existing  field-issued badges.</li>
<li><strong>Customization:</strong> Does the  security solution require that your conform to it&rsquo;s default settings or  does the technology allow it to be changed per your security policies?</li>
<li><strong>Flexibility:</strong> Passwords are needed to log onto computers, networks, web sites and  applications. Does the password management solution have the flexibility  to address all these areas?</li>
<li><strong>Multiple platforms:</strong> Will the solution work with different operating systems (Windows,  Linux, Mac, Android, etc.) and with different browsers (IE, Firefox,  Safari, Chrome, etc.)? Does it matter in your environment?</li>
<li><strong>Price and cost-of-ownership:</strong> Are there any annual or subscription fees? Can licenses be transfers or  recycled? What additional hardware and computer modifications are  required? How long will it take to install? How much employee training  is required to use a product?</li>
</ol>
<p>While there are some pretty  shoddy products on the market, but when dealing with a name brand  solution you can rest assure that security and convenience is top notch.  Trying to determine if one technology or solution is better than  another is like comparing a Range Rover to a Bentley. It all depends on  where it is to be used. If your try to use the Bentley for climbing  mountain dirt roads and forging raging streams you might think that it  is the worst vehicle in the world. But if you are going to the Oscars&hellip;  well you decide.</p>
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		<title>Stupid Things You Do Online To Compromise Your Identity</title>
		<link>http://worldvillage.com/stupid-things-you-do-online-to-compromise-your-identity</link>
		<comments>http://worldvillage.com/stupid-things-you-do-online-to-compromise-your-identity#comments</comments>
		<pubDate>Wed, 01 Feb 2012 14:23:27 +0000</pubDate>
		<dc:creator>DovellBonnett</dc:creator>
				<category><![CDATA[Computers]]></category>
		<category><![CDATA[Privacy & Security]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[internet security]]></category>
		<category><![CDATA[password management]]></category>
		<category><![CDATA[smart cards]]></category>

		<guid isPermaLink="false">http://worldvillage.com/?p=371905</guid>
		<description><![CDATA[Lifehacker recently posted a great article called The Stupid Things You Do Online (and How to Fix Them). Here are some of additional comments that may also be helpful. Stupid Thing #1: You Undervalue Your Personal Data Did you know that when a company goes through valuation by a venture capitalist the number of email [...]]]></description>
			<content:encoded><![CDATA[<p>Lifehacker recently posted a great article called <a href="http://lifehacker.com/5880121/the-stupid-things-you-do-online-and-how-to-fix-them?utm_source=Lifehacker+Newsletter&amp;utm_campaign=908b92b731-UA-142218-1&amp;utm_medium=email" target="_blank">The Stupid Things You Do Online (and How to Fix Them)</a>. Here are some of additional comments that may also be helpful.</p>
<p><strong>Stupid Thing #1: You Undervalue Your Personal Data</strong></p>
<p>Did  you know that when a company goes through valuation by a venture  capitalist the number of email accounts is reviewed? So while you might  not value your information, corporate America does.</p>
<p><strong>Stupid Thing #2: You Submit Sensitive Information Over an Insecure Connection</strong></p>
<p>Besides  the https:// servers, users also have to have anti-malware protection  that blocks keylogger programs from capturing your credit card  information. Use an electronic wallet application that allows you to  input credit card information without typing it.&nbsp;</p>
<p><strong>Stupid Thing #3: You Feed the Trolls</strong></p>
<p>I can&rsquo;t add much more here.</p>
<p><strong>Stupid Thing #4: You Leave Private Information in Your Web Browser</strong></p>
<p>Sadly,  the number one group responsible for committing identity theft is  spouses. Other things to protect your accounts include: 1) not saving  passwords in the browser, 2) don&rsquo;t click those &ldquo;save my password&rdquo; boxes,  3) don&rsquo;t use the same password everywhere and 4) use complex passwords  that are changed periodically. I recommend a multi-factor password  manager that blocks family and friends from getting into your accounts  if they are on your computer.</p>
<p><strong>Stupid Thing #5: You Don&rsquo;t Keep a Backup of Online Data</strong></p>
<p>Also,  if you must backup data using online services, encrypt the data before  uploading. You don&rsquo;t know where your data is really being stored and if  there are any backdoors in the service&rsquo;s encryption algorithm. Remember,  if there is a security breach at the online service you are still  responsible and liable for compromising your customer&rsquo;s private  information.</p>
<p><strong>Stupid Thing #6: Assuming Your Posts and Comments Are Anonymous</strong></p>
<p>Unless  you are really skilled, McGee of NCIS fame will find you. Corporate  Human Resources department are looking more at a candidate&rsquo;s Facebook  account and less on a resume. So think first before you hit or click  that submission button.</p>
<p><strong>Stupid Thing #7: You Let People Track Your Whereabouts</strong></p>
<p>It  is fairly easy to track if a person is going to be home. Here&rsquo;s how: 1)  Pick your targets. 2) Send them informative emails and establish a  Twitter and Facebook relationship. 3) use the target&rsquo;s own Facebook  account to find other family members of your target. 4) Build a social  media relationship with those family members. 5) and sit back and wait  for that &ldquo;Out Of Office&rdquo; reply, check all of the social media for  comments from the family member and 80% of the time you will know when a  house will be vacant. So, maybe you want to tell your kids what and  when to place information on their fan page.</p>
<p><strong>Stupid Thing #8: You Use an Insecure Password That You Rarely (or Never) Change</strong></p>
<p>This  is the topic closest to my heart and I have written many articles,  posts, a book and white papers on this topic. Please check out my <a href="http://access-smart.com/">website</a> for tips and topics about securing passwords. When picking any password  manager solution you need to also evaluate how the individual actually  authenticates themselves to the service. Also there is a big difference  between commercial and corporate password management products and  solutions.</p>
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		<title>Cyber Warfare: Techniques, Tactics And Tools For Security Practitioners</title>
		<link>http://worldvillage.com/cyber-warfare-techniques-tactics-and-tools-for-security-practitioners</link>
		<comments>http://worldvillage.com/cyber-warfare-techniques-tactics-and-tools-for-security-practitioners#comments</comments>
		<pubDate>Wed, 01 Feb 2012 00:03:19 +0000</pubDate>
		<dc:creator>DovellBonnett</dc:creator>
				<category><![CDATA[Computers]]></category>
		<category><![CDATA[Privacy & Security]]></category>
		<category><![CDATA[cyber warfare]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[internet security]]></category>
		<category><![CDATA[password management]]></category>

		<guid isPermaLink="false">http://worldvillage.com/?p=371876</guid>
		<description><![CDATA[With all the news articles about China hacking into American companies, India breaking into the US Government, Wikileaks, data breaches, cyber-attacks, Pentagon elevation that cyber-attacks could be regarded as an act of war, etc., I thought I had better educate myself and make the leap from identity theft protector to cyber warrior. For me, the [...]]]></description>
			<content:encoded><![CDATA[<p>With all the news articles about China hacking into American  companies, India breaking into the US Government, Wikileaks, data  breaches, cyber-attacks, Pentagon elevation that cyber-attacks could be  regarded as an act of war, etc., I thought I had better educate myself  and make the leap from identity theft protector to cyber warrior.</p>
<p>For  me, the best way to educate myself on critical events in my industry is  to start reading some of the latest books on the market. &ldquo;<a href="http://www.amazon.com/Cyber-Warfare-Techniques-Security-Practitioners/dp/1597496375/ref=sr_1_1?s=books&amp;ie=UTF8&amp;qid=1327682698&amp;sr=1-1" target="_blank">Cyber Warfare: Techniques, Tactics and Tools for Security Practitioners</a>&rdquo;  by Jason Andress and Steve Winterfeld is one such book that I&nbsp; am  studying. It promises that &ldquo;the concepts discussed in this book will  give those involved in information security at all levels&nbsp; a better idea  of how cyber conflicts are carried out now, how they will change in the  future and how to detect and defend against espionage, hacktivism,  insider threats and non-state actors like organized criminals and  terrorists&rdquo;.</p>
<p>Even though I am very much a online security  professional, I wanted to approach this topic from a layman&rsquo;s  perspective and help develop some strategies that even the small  business owner or individual can easily understand and deploy to protect  their data.</p>
<p>I will be doing a series of posts that highlights  some lessons and thoughts I learned in each of the different chapters of  this book and bring out some key points the authors are making. I will  not be doing a Cliff Notes version of the book but rather give enough  insight to encourage you to also want to read the book and learn how to  protect your online presence.</p>
<p>In the Foreword a shocking statement  caught my eye that scared the holy pajesus out of me. It needs to be  the default text message whenever you start up any computer.</p>
<h3>&ldquo;Identity  theft is so commonplace it is no longer [considered] newsworthy. There  is just so much stolen data, [that] the criminals have not yet figured  out how to use it all. But they will.&rdquo; &ndash; Stephen Northcutt, President,  The SANS Technology Institute.</h3>
<h2><img class="alignright  wp-image-4135" style="float: right" src="http://www.access-smart.com/wp-content/uploads/2012/01/Cyber-Warfare-Techniques-Tactics-and-Tools-for-Security-Practitioners.jpg" alt="Cyber Warfare Techniques Tactics and Tools for Security Practitioners  - Book review by Dovell Bonnett of Access Smart.com" width="240" height="297" />Chapter 1: What is Cyber Warfare?</h2>
<p style="text-align: left">Being  that the title of the book is Cyber Warfare, it would seem that a  standard, acceptable definition would be offered. However, that is not  the case. It seems that trying to come up with a definition for Cyber  Warfare is more difficult than imagined because there are no recognized  definitions for &ldquo;cyberspace&rdquo; or &ldquo;warfare&rdquo;. This conundrum makes me want  to paraphrase Supreme Court Justice Potter Stewart&rsquo;s original quote on  pornography and adjust it for this topic: &ldquo;I may not know how to define  Cyber Warfare; and perhaps I never will, but I know it when I see it.&rdquo;</p>
<p>How  I see it, &ldquo;Cyberspace&rdquo; is the theater of computer instructions (code)  and information (data). &ldquo;Warfare&rdquo; is the strategies and tactics of one  side using all available resources to achieve power and financial wealth  while the other side uses all their available resources to protect  their existing power and financial wealth. Cyber warfare is the control  of both code and data to achieve/defend power and financial wealth.</p>
<p>The  authors presented a very informative strategy and power comparison  section between physical versus virtual fronts and how they relate to  the Principles of War, the DIME factors and the types of national power.  The conclusion I drew was that century old strategies still need to be  kept in place; the weapons themselves will not be &ldquo;Weapons of Mass  Destruction&rdquo;, but rather &ldquo;<strong>Weapons of Mass Disruption</strong>&rdquo; to the civilian population, and that safeguards could morph into monitor and control.</p>
<p>Presidents  Bush and Obama both announced initiatives, directives, reports and  czars. However, very little headway has been made, especially when the  evening news reports another government agency hacked using malware  infused emails, the release of confidential documents, the hacking of  government smartcards, security protocols released and so on.&nbsp; And while  there may not be an actual Declaration of Cyber War there certainly  been enough probes, skirmishes and terrorists activities to elevate a  cyber DEFCON level to 3.</p>
<p>This first chapter set up some good  ground rules and understanding of the political problems from first  defining cyber warfare to managing it. It also raised questions in my  mind on whether a cyber-attack on the private versus public sectors can  also constitute as an act of war. How does one deal with Weapons of Mass  Disruption when imposed by a government onto its own people?&nbsp; If a  citizen within a country attacks another country, how will both  countries treat the incident? Is Cyber warfare the government&rsquo;s excuse  to implement a National ID? While these questions might be disturbing, I  am excited to read this book and find out if these concerns are  addressed.</p>
<p style="text-align: left">Be sure to visit again to see what I learn.</p>
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		<title>Smart Card Alliance Weakly Defends The Industry</title>
		<link>http://worldvillage.com/smart-card-alliance-weakly-defends-the-industry</link>
		<comments>http://worldvillage.com/smart-card-alliance-weakly-defends-the-industry#comments</comments>
		<pubDate>Mon, 30 Jan 2012 14:29:26 +0000</pubDate>
		<dc:creator>DovellBonnett</dc:creator>
				<category><![CDATA[Computers]]></category>
		<category><![CDATA[Privacy & Security]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[internet security]]></category>
		<category><![CDATA[malware]]></category>
		<category><![CDATA[smartcards]]></category>

		<guid isPermaLink="false">http://worldvillage.com/?p=371823</guid>
		<description><![CDATA[The Smart Card Alliance offers platitudes but don&#8217;t identify the culprits! The Smart Card Alliance released their weak response to the recent Sykipot Tojan attack which hijacked the Department of Defense authentication smartcards. Unlike hypothetical attacks on smartcards (the Chinese Remainder Theorem Attack comes to mind with the use of a microwave oven and a [...]]]></description>
			<content:encoded><![CDATA[<h1>The Smart Card Alliance offers platitudes but don&rsquo;t identify the culprits!</h1>
<p><img class="alignright size-full wp-image-4145" style="float: right" src="http://www.access-smart.com/wp-content/uploads/2012/01/smartcardalliance.gif" alt="Smart Card Alliance Weakly Defends The Industry - by Dovell Bonnett" width="150" height="161" />The Smart Card Alliance released their weak response to the recent <a href="http://www.access-smart.com/wp-content/uploads/2012/01/Sykipot_trojan_statement_012412.pdf" target="_blank">Sykipot Tojan</a> attack which hijacked the Department of Defense authentication  smartcards. Unlike hypothetical attacks on smartcards (the Chinese  Remainder Theorem Attack comes to mind with the use of a microwave oven  and a calculator) this is a real threat to the security of one&rsquo;s network  and data but not so much to the smartcard itself.</p>
<p>The Sykipot Tojan is taking advantages of the flaws and lack of security in <strong>Adobe&rsquo;s PDF</strong> documents (zero-day attack) and Microsoft&rsquo;s Windows OS and anti-virus suppliers are not blocking infected attachments.</p>
<p>How  are these attacks happening? The attacker sends a phishing or spear  phishing email with a malware infected attachment to an unsuspecting  person or employee. The employee opens the attachment and launches the  attack. The malware is a keylogger that captures the PIN of the  smartcard, reads the user&rsquo;s certificates within Windows, and then allows  the attacker to use this information to log into unauthorized accounts.</p>
<h2>The Smart Card Alliance offers only simplistic security strategies.</h2>
<ol>
<li>Educate users on safe computer and email practices.</li>
<li>Maintain up-to-date anti-virus, -malware and &ndash;keylogger software.</li>
<li>Implement user analysis and network forensics tools.</li>
<li>Include multi-factor authentication (I thought that was the whole purpose of the smartcard)</li>
<li>Buy a PIN pad smartcard reader. (Expensive)</li>
<li>Hardening the authentication between user, keyboard, and smartcard. (That&rsquo;s what the OS is suppose to do)</li>
<li>Change  your card PIN and certificates (Note: changing certificates can wreak  havoc on documents, access rights, etc., that used the older  certificate. Plus, the attackers will still have access to the older  information.)</li>
</ol>
<p>This is baloney. These recommendations are  insulting at best, since it&rsquo;s Security 101. For the public  representatives of the smartcard industry to put out such namby pamby  platitudes and either refuse, or even understand how to address the real  culprits is an injustice to all of us in the smartcard industry who are  working to make data secure and user authentication reliable.</p>
<p>What  deeply concerns me about their response is that neither the smartcard  industry nor the PKI industry is at fault. Prevention and security is <strong>wrongly</strong> placed on the user. The fault actually lies with the insecure  applications (Adobe), the Operating System (Microsoft) and the network  security that don&rsquo;t detect corrupted files. The attack used was  unsophisticated and has been know and experienced for years. Why hasn&rsquo;t  the computer industry addressed these known threats?</p>
<h2>So here are my &ldquo;Key Elements of Security&rdquo;:</h2>
<ol>
<li>Scrap  Windows 8 and develop an entirely new operating system from the ground  up. Don&rsquo;t make it backward compatible with anything. Make security an  integral part of the design. Sure there will be the cost of new  applications and drivers but which is worst? The cost of upgrading or  the continuation of the multi-billion dollar identity theft loses which  can bring down our economy?</li>
<li>Block all Adobe PDF attachments until they fix their problem. No older PDF attachments will be allowed into any computer.</li>
<li>Cloud and network manufacture&rsquo;s products&nbsp;scan attachments for hidden files.</li>
<li>Charge  these companies $1 billion for every security patch they have to  release. Windows Patch Tuesday has been going on since Windows 98. Is  the Microsoft Management so keen on profits that building a trusted  system is of no real importance&nbsp; to them? If the U.S. Postal Service  needs a new campaign to get people to actually purchase stamps and other  postal products then remind every American that &ldquo;snail mail&rdquo; is not  affected by viruses and can&rsquo;t take down your computer or network.</li>
</ol>
<p>The  claim that the Common Access Card (CAC) has reduced network intrusion  by 46% when replacing passwords is also very misleading. It has reduced  the intrusion when you prevent the users from self-managing their  passwords.&nbsp; Time and time again we know that people will pick simple  passwords, use the same password everywhere and write passwords on  notes. Why? Because we can&rsquo;t remember that many of them. But if you  incorporate a smartcard-based, multi-factor authentication password  manager you will see similar intrusion reductions; and, at a fraction of  the cost and time. PKI is a great technology and it does some things  better than any other technology, but it is not appropriate for  everyone. So comparing CAC to self-managed passwords is disingenuous.</p>
<p>As  you can see, I am quite distressed and more than a little angry. Not at  the hackers, criminals or even the Chinese since they are doing their  job and doing it very well. But with the computer industry that allows  these attacks to continue. And at the Smart Card Alliance for not  identifying the true culprits and offering solid security  recommendations. The attack being waged was not sophisticated. So  instead of Microsoft, Adobe and others coming up with a new, &ldquo;pretty&rdquo;  interface, spend the money securing your software.</p>
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		<title>Identity Theft And Political Chicanery</title>
		<link>http://worldvillage.com/identity-theft-and-political-chicanery</link>
		<comments>http://worldvillage.com/identity-theft-and-political-chicanery#comments</comments>
		<pubDate>Wed, 25 Jan 2012 16:34:52 +0000</pubDate>
		<dc:creator>DovellBonnett</dc:creator>
				<category><![CDATA[Computers]]></category>
		<category><![CDATA[Privacy & Security]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[internet security]]></category>
		<category><![CDATA[password management]]></category>
		<category><![CDATA[smart cards]]></category>

		<guid isPermaLink="false">http://worldvillage.com/?p=368088</guid>
		<description><![CDATA[Recently there was a story about the arrest of a former Obama campaign staffer who was caught in a scheme to impersonate Iowa Secretary of State Matt Schultz. It is unclear at this point whether the intention of Zach Edwards was to use Mr. Schultz&#8217;s personally identifying information to gain politically or financially by either [...]]]></description>
			<content:encoded><![CDATA[<p>Recently there was a story about the arrest of a former Obama  campaign staffer who was caught in a scheme to impersonate Iowa  Secretary of State Matt Schultz. It is unclear at this point whether the  intention of Zach Edwards was to use Mr. Schultz&rsquo;s personally  identifying information to gain politically or financially by either  opening credit cards in his name or selling his information on the open  market,&nbsp; but he certainly had the ability to do so. If the attack had  been successful it would have falsely implicate Secretary Schultz in  perceived illegal or unethical behavior while in office.</p>
<p>The cost of identity theft is more than the charges on a credit card. Victims have referred to it as &ldquo;<strong>Identity Rape</strong>&rdquo;.  It is incumbent on us, the consumer, to protect our identities with all  means that can be brought to bear. If you are interested in more ways  to protect your identity, please check out my free book, &ldquo;<a href="http://www.access-smart.com/solutions/book/" target="_blank">Online Identity Theft Protection for Dummies</a>&rdquo;.</p>
]]></content:encoded>
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		<title>Zappos Data Breach – Customer Safety And Security</title>
		<link>http://worldvillage.com/zappos-data-breach-customer-safety-and-security</link>
		<comments>http://worldvillage.com/zappos-data-breach-customer-safety-and-security#comments</comments>
		<pubDate>Sat, 21 Jan 2012 00:08:27 +0000</pubDate>
		<dc:creator>DovellBonnett</dc:creator>
				<category><![CDATA[Computers]]></category>
		<category><![CDATA[Privacy & Security]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[internet security]]></category>
		<category><![CDATA[password management]]></category>
		<category><![CDATA[smart cards]]></category>

		<guid isPermaLink="false">http://worldvillage.com/?p=367608</guid>
		<description><![CDATA[Online&#160; shoe and apparel shop Zappos, now owned by Amazon, reported earlier this week that 24 million users names, e-mail addresses, billing and shipping addresses, phone numbers, and the last four digits of credit card numbers may have been illegally accessed. In response to this breach, Zappos has expired and reset all passwords. They have [...]]]></description>
			<content:encoded><![CDATA[<div class="post-content">
<p><img class="alignright size-medium wp-image-4107" style="float: right" src="http://www.access-smart.com/wp-content/uploads/2012/01/zappos2-300x220.jpg" alt="Zappos Data Breach - Customer Safety and Security by Dovell Bonnett" width="300" height="220" />Online&nbsp; shoe and apparel shop Zappos, now owned by Amazon, reported earlier this week that 24 million users names, e-mail addresses, billing and shipping addresses, phone numbers, and the last four digits of credit card numbers may have been illegally accessed. In response to this breach, Zappos has expired and reset all passwords. They have also temporarily foregone using their 800 number phone service in an effort to redeploy customer-service representatives to respond to customer email.</p>
<p>Zappos CEO Tony Hsieh posted an&nbsp;<a href="http://blogs.zappos.com/securityemail" target="_blank">open letter</a>&nbsp;online to Zappos employees about a &ldquo;cyberattack by a criminal who gained access to parts of our internal network and systems through one of our servers in Kentucky.&rdquo; In this open letter, Hsieh wrote, &ldquo;The most important focus for us now right now is the safety and security of our customers&rsquo; information.</p>
<p>Now, four days and counting after Zappos revealed user details had been breached in a digital intrusion, the company is still blocking access to Zappos.com from outside the U.S. In one&nbsp;<a href="https://twitter.com/#%21/rickduggan/status/159879604646068225" target="_blank">tweet</a>&nbsp;from a Zappos customer service representative,&nbsp;Rick Duggan apologized for the inconvenience, said that service had been restored to the United Kingdom and was &ldquo;rolling out to other locations.&rdquo;</p>
<p>Zappos says the attacker likely gained access to customer name, email address, billing and shipping addresses, phone numbers, the last four digits of the customer card numbers and the customer&rsquo;s &ldquo;cryptographically scrambled password.&rdquo; But other payment data, such as full credit-card and payment information, is not believed to have been accessed by the attacker.</p>
<p>If you are a Zappos or Amazon customer we recommend that you take these steps right away;</p>
<ol>
<li><strong>Change your password immediately.</strong>&nbsp;If you use this password for other online accounts, change it there as well.</li>
<li><strong>NEVER</strong>&nbsp;<strong>respond directly to information requests in email</strong>s. Retailers and banks &nbsp;should never ask you to provide sensitive information like your credit card or Social Security number in an email. Even if the email looks official or directs you to a website that appears to be an official company website, do not provide personal information, or login. Instead, contact the company at a well-known, published web address or phone number.</li>
<li><strong>Check your account statements regularly.</strong>&nbsp;Most financial institutions allow you to review your account online. Do a quick check of your credit, savings, and checking accounts. If you see suspicious activity, contact your bank or creditor immediately.</li>
</ol>
</div>
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		<title>Preventing Physical Identity Theft</title>
		<link>http://worldvillage.com/preventing-physical-identity-theft</link>
		<comments>http://worldvillage.com/preventing-physical-identity-theft#comments</comments>
		<pubDate>Thu, 12 Jan 2012 18:19:24 +0000</pubDate>
		<dc:creator>DovellBonnett</dc:creator>
				<category><![CDATA[Computers]]></category>
		<category><![CDATA[Privacy & Security]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[password management]]></category>
		<category><![CDATA[physical identity theft]]></category>
		<category><![CDATA[protection]]></category>

		<guid isPermaLink="false">http://worldvillage.com/?p=366833</guid>
		<description><![CDATA[Physical identity theft occurs when thieves come in close contact with their victims or the information they&#8217;re stealing. for example, Thieves may engage in dumpster diving, where they look through garbage, or literally dumpsters. to find papers with account numbers, addresses, name of family members, Social Security Numbers, drivers license numbers, or anything else that [...]]]></description>
			<content:encoded><![CDATA[<p>Physical identity theft occurs when thieves come in close contact with their victims or the information they&rsquo;re stealing. for example, Thieves may engage in dumpster diving, where they look through garbage, or literally dumpsters. to find papers with account numbers, addresses, name of family members, Social Security Numbers, drivers license numbers, or anything else that identified an individual.</p>
<p>Are you sure you shredded last year&rsquo;s bank statements? How about all that junk mail you tossed &ndash; no credit card offers in there, where there? If you are responsible for a corporate or small company, how likely is your administrative staff to shred or archive &ndash; NOT toss &ndash; sensitive documents?</p>
<p>Thieves will steal outgoing or incoming mail from your mailbox. They may also call you on the phone and pose as a company representative who needs to update their company&rsquo;s files. If this happens, insist on returning their call and see how quickly they hang up on you!</p>
<p>You don&rsquo;t even have to be the thief&rsquo;s direct target when it comes to them trying to get to your information. They may go to a neighbor, friend, spouse, child, employer, or even pose as another company to get the information they seek.</p>
<p><strong>The following is a list of other ways to for someone to physically steal your identity:</strong></p>
<ul>
<li><strong>Card skimming.</strong> Using      a storage device to record your credit card or ATM magnetic stripe. When      you hand your credit card to someone (think waiters) who then takes it      away to process, it has now left your control and you have no idea what is      actually being done with it while it is out of your possession.</li>
<li><strong>Computer theft.</strong> Stealing laptop or desktop computers with unprotected files has been      active in the news, especially for companies and medical professionals.      Individuals also store unprotected bank records, old electronic tax      returns, stock portfolios, and other account information on their computers&rsquo;      hard drives.</li>
<li><strong>Desktop snooping</strong>. The      thief literally sits at your desk and rummages around looking for notes,      sticky notes, pieces of paper, books, or anywhere you may have jotted down      your passwords. So what is <em>under</em> your desk pad? Or on that sticky      note in your top drawer?</li>
<li><strong>Dumpster diving.</strong> A      person goes through another person&rsquo;s or company&rsquo;s trash looking for      documents, cancelled checks, bank statements, employee records, addresses,      pre-approved credit card applications and so much more.</li>
<li><strong>Fake ATM&rsquo;s.</strong> What      looks like an actual ATM machine is in reality a computer that record your      PIN, copy all your magnetic stripe material, and then give the card back      stating that the network is busy or out of service. The user then takes      his/her card back and thanks nothing of it as he travels down the road      looking for a working ATM.</li>
<li><strong>Filing a &ldquo;Change of Address: form.</strong> The thief contacts a bank, post office, or      utility company to put n a change of address request. This diverts your      mail or statements to a new address that allows the thief access to your      personal information until you actually realize that you are not getting      your statements.</li>
<li><strong>Home/office burglary.</strong> Thieves break into a house or office to steal important papers, files and      computers along with the easy to sell electronics, cash and jewelry. By      making it look like a normal burglary, the identity thieves are obscuring      the true purpose of the break-in, which is to obtain your personal      identifying information.</li>
<li><strong>Postal mail theft.</strong> Stealing outgoing or incoming mail from a street-side mailbox. That red      flat sticking up signaling that mail is in the box is not just letting      your postal carrier know that there is mail in there. You are also letting      thieve know that you are probably paying bills and they now have access to      account numbers and your checking info if you are paying by check.</li>
<li><strong>Over-the-shoulder-surfing.</strong> Someone you know looks over your should while      you type a password. This can be coworkers, friends and family      members.</li>
<li><strong>Phone pretexting</strong>.      Someone will call pretending to be from a legitimate company claiming that      they need to update their records. Most people, recognizing that they do      indeed do business with this company will give out their personal      information without hesitation. Again, insist on calling them back.</li>
<li>Purse and wallet theft. Pick pockets and purse      snatchers are as active as ever due to all the important personal      information that we keep in our wallets and purses. It is a very <strong>BAD</strong> idea to keep your Social Security card in your wallet!</li>
<li><strong>Social engineering attacks.</strong> Posing as a landlord, employer, or someone else      who has legal, authorized access to your personal information. People all      to often give out personal information to someone who looks authoritative      and legitimate.</li>
</ul>
<p>People are becoming increasingly aware of how physical identify theft occurs and are taking precautions such as shredding bills and other documents, renting post office box rather than leaving their mail at the curb and refusing to engage with telemarketers.&nbsp; As a result, identity thieves are looking for, and finding, other ways to obtain your personal information.&nbsp; The targets now are your computer, zip drives and of course, the internet.</p>
<p>&nbsp;</p>
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		<title>2012 – The Year Of Cyber Espionage?</title>
		<link>http://worldvillage.com/2012-the-year-of-cyber-espionage</link>
		<comments>http://worldvillage.com/2012-the-year-of-cyber-espionage#comments</comments>
		<pubDate>Wed, 11 Jan 2012 03:13:10 +0000</pubDate>
		<dc:creator>DovellBonnett</dc:creator>
				<category><![CDATA[Computers]]></category>
		<category><![CDATA[Privacy & Security]]></category>
		<category><![CDATA[cyber attack]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[internet security]]></category>
		<category><![CDATA[password management]]></category>

		<guid isPermaLink="false">http://worldvillage.com/?p=366595</guid>
		<description><![CDATA[Lucian Constantin&#8217;s recent article &#8220;Expect more cyber-espionage, sophisticated malware in &#8217;12, experts say&#8221; states that cyber-attacks in 2012 will increase with more sophisticated malware. Certainly companies like MicroTrend, Symantec and others have their work cut out for them to eradicate these attacks once they are launched. But taking a step back, the question arises as [...]]]></description>
			<content:encoded><![CDATA[<p>Lucian Constantin&rsquo;s recent article &ldquo;<a href="http://www.computerworld.com/s/article/9223018/Expect_more_cyber_espionage_sophisticated_malware_in_12_experts_say?source=CTWNLE_nlt_securityissues_2012-01-04&amp;utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+computerworld%2Fs%2Ffeed%2Ftopic%2F17+%28Computerworld+Security+News%29" target="_blank">Expect more cyber-espionage, sophisticated malware in &rsquo;12, experts say</a>&rdquo;  states that cyber-attacks in 2012 will increase with more sophisticated  malware. Certainly companies like MicroTrend, Symantec and others have  their work cut out for them to eradicate these attacks once they are  launched. But taking a step back, the question arises as to how malware  is first getting into the networks. <strong></strong></p>
<p><strong>Answer:</strong> employee&rsquo;s carelessness.</p>
<p>Using  social engineering attacks are still the best and cheapest way to  distribute malware. Spam emails, phishing, spearfishing, etc., all  utilize attachments that can hide the malware. It still is amazing that  such an and old and simple method is still the most effective. An  according to some experts, educating the employees about information  security is a waste of time. I disagree since even if one person is  helping by being educated and aware it is better than having none. But  education alone is not the solution.</p>
<p>Technology  applications, networks and operating systems have to incorporate  security as one of their key design components. Stop the patching and  all the backward compatibility design concerns and start create an  entirely new OS from scratch. We don&rsquo;t run DOS and Windows 98 anymore.</p>
<p>Software  applications also need to incorporate high security standards like  integration with multi-factor credentials. Using a smartcard that first  authenticates the user to the card, then the card to the computer, then  authenticates the card and server to each other, and finishes up with  the user to the application can greatly improve a company&rsquo;s security.</p>
<p>Public  cloud services are still scary at best. Do you really know how and  where your data is being stored? Plus, when some of the biggest public  cloud companies are &ldquo;<a href="http://www.access-smart.com/cloud-security-2/" target="_blank">sidestepping security</a>&rdquo;  with protection clauses in their contracts should tell you something.  Private clouds can have more security safeguards but it requires  knowledgeable people to build and manage.</p>
<p>Security is only as  strong as the weakest link and that link is the employee. I would wager  that majority of the employee caused breaches are done through  carelessness. Employees have to get their jobs done and will often  circumvent security protocols so as to increase convenience and  efficiencies. That is why any security plan has to take into account the  user. Otherwise, corporate officers are lulled into a false sense of  security. A 25-character random password that has to be changed every 7  days is super security but don&rsquo;t be surprised when there is an increase  in Post-it Note supplies because these passwords simply cannot be  memorized by most employees.</p>
<p><a href="http://www.access-smart.com/solutions/" target="_blank">Power LogOn</a>&reg;  by Access Smart&reg; has been delivering multi-factor authentication,  smartcard-based password management solutions for years. Users are able  to store multiple passwords on a single smart card, no passwords are  ever stored with in a computer that others can access our hack, and when  the card is removed from the computer no critical logon data is left  behind on the computer. If the card is lost or stolen all the passwords  are protect because the card authentication includes a limited number of  false entries before it is locked and needs IT assistance. From the  users perspective a lost card is easily recoverable without having to  change all your passwords.</p>
<p>Users passwords need to be de-centralized and always in the possession  of the user. Power LogOn is being used by individuals, small businesses,  and large enterprises. So don&rsquo;t wait for Windows 8 to think you can  securely manage your passwords. Implement today and protect your data.  Complex passwords are recognized as the way to secure accounts. Power  LogOn allows businesses to securely manage all those passwords and for  IT to be put back in control of logon security.</p>
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		<title>My 3 Top Security Strategies For 2012</title>
		<link>http://worldvillage.com/my-3-top-security-strategies-for-2012</link>
		<comments>http://worldvillage.com/my-3-top-security-strategies-for-2012#comments</comments>
		<pubDate>Fri, 06 Jan 2012 17:30:13 +0000</pubDate>
		<dc:creator>DovellBonnett</dc:creator>
				<category><![CDATA[Computers]]></category>
		<category><![CDATA[Privacy & Security]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[internet secuirty]]></category>
		<category><![CDATA[password management]]></category>
		<category><![CDATA[smart cards]]></category>

		<guid isPermaLink="false">http://worldvillage.com/?p=366281</guid>
		<description><![CDATA[In Justine Rivero&#8217;s latest article &#8220;Three New Ways to Protect Your Identity in 2012&#8221; she is absolutely correct that smartcards for secure payment is needed because it is better to use security upfront than rely on identity theft protection after the fact. But why stop at payment? Smartcards offer secure data access to medical records, [...]]]></description>
			<content:encoded><![CDATA[<p>In Justine Rivero&rsquo;s latest article &ldquo;<a href="http://www.forbes.com/sites/moneywisewomen/2012/01/03/three-new-ways-to-protect-your-identity-in-2012/In" target="_blank">Three New Ways to Protect Your Identity in 2012</a>&rdquo;  she is absolutely correct that smartcards for secure payment is needed  because it is better to use security upfront than rely on identity theft  protection after the fact. But why stop at payment? Smartcards offer  secure data access to medical records, corporate networks, online  commerce sites, computer logons, applications, and anything else where  user authentication is required.</p>
<p>Identity thieves and cyber criminals are not just after credit card numbers. <strong>All  the recent news articles about attacks by &ldquo;Anonymous&rdquo;, &ldquo;Chinese&rdquo; and  organized crime has shown that digital information theft&nbsp;that can be  used to embarrass, blackmail, and spy on companies and governments is  damaging this nation</strong>. If you want to start re-building America  then start by securing your data. Don&rsquo;t wait for politicians to deliver  solutions because they consistently prove they are part of the problem.</p>
<p>Ms.  Rivero is also correct in citing that identity theft average  out-of-pocket costs per victim is $631, but that is nothing compared to  the average costs of $7.3M per incident that a company or organization  has to pay. Plus, the damage to an individual&rsquo;s personal information is  still at risk no matter what protections the individual deploys.</p>
<p>Companies have to stop discussing cyber dangers and start deploying the following:</p>
<p><strong>My 3 top security strategies for 2012:</strong></p>
<p>1.<strong> Deploy smartcard technology to authenticate users prior to data access</strong>.  For some organizations it may be the more complex and expensive PKI  solution, others might need only a secure password manager and others  may need both. Independent of the authentication technology, smartcards  are the best defense on the market to add that barrier of protection.</p>
<p>2. <strong>Encrypt all laptop, computers and mobile media data storage devices.</strong> It seems that only a few years ago it would just have been a computer&rsquo;s  hard drive that one had to worry about. But not if information is  stored on the cloud, laptop or USB drive. It all needs to be encrypted.</p>
<p>3. <strong>Don&rsquo;t reach for the cloud until you know you can fly</strong>.  Today there is so much hype about moving company information to a cloud  based architecture. The rational is that the cloud reduces IT costs and  makes access to data easier for all your employees. However, what is  often not discussed is where the server farms are actually located, how  secure these servers are, and that as more information is stored the  more enticing it will be for cyber thieves to want to attack. In a  recent un-scientific poll running on LinkedIn asking what is holding  back cloud deployment, 53% say its security.</p>
<p>4. <strong>Bonus:</strong> Take time to educated your employees about security. It seems that the  number one attack is still the phishing email with attached malware file  that the employee innocently opens up that then takes down an entire  company.</p>
<p>So in conclusion, IT security has to have many different  barriers, safeguards and protection points. Anti-virus, firewalls,  encrypted data, etc. is still needed but what is still overlooked is the  deployment of multi-factor credentials that authenticate the user  before they ever get past the firewall.</p>
<p><a href="http://www.access-smart.com/solutions/" target="_blank">Power LogOn</a><sup>&reg;</sup> by Access Smart<sup>&reg; </sup>has  been delivering multi-factor authentication, smartcard-based password  management solutions for years. Users are able to store multiple  passwords on a single smart card, no passwords are ever stored with in a  computer that others can access our hack, and when the card is removed  from the computer no critical logon data is left behind on the computer.  If the card is lost or stolen all the passwords are protect because the  card authentication includes a limited number of false entries before  it is locked and needs IT assistance. From the users perspective a lost  card is easily recoverable without having to change all your passwords.</p>
<p>Users  passwords need to be de-centralized and always in the possession of the  user. Power LogOn is being used by individuals, small businesses, and  large enterprises. So don&rsquo;t wait for Windows 8 to think you can securely  manage your passwords, implement today and protect your data. Complex  passwords are recognized as the way to secure accounts. Power LogOn  allows businesses to securely manage all those passwords and for IT to  be put back in control of logon security.</p>
]]></content:encoded>
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		<title>Chinese Computer Hacking Of Chamber Of Commerce Has Already Hurt Your Business</title>
		<link>http://worldvillage.com/chinese-computer-hacking-of-chamber-of-commerce-has-already-hurt-your-business</link>
		<comments>http://worldvillage.com/chinese-computer-hacking-of-chamber-of-commerce-has-already-hurt-your-business#comments</comments>
		<pubDate>Thu, 22 Dec 2011 03:26:46 +0000</pubDate>
		<dc:creator>DovellBonnett</dc:creator>
				<category><![CDATA[Computers]]></category>
		<category><![CDATA[Privacy & Security]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[internet security]]></category>
		<category><![CDATA[password management]]></category>
		<category><![CDATA[smart cards]]></category>

		<guid isPermaLink="false">http://worldvillage.com/?p=364465</guid>
		<description><![CDATA[On December 21, 2011 the Wall Street Journal reported that U.S. Chamber of Commerce was hacked. Many of the major media outlets are all re-publishing the report. But, if you look at the fine print you will discover that the attack occurred back in November 2009 and was discovered in May 2010. That left the [...]]]></description>
			<content:encoded><![CDATA[<p>On December 21, 2011 the Wall Street Journal reported that U.S.  Chamber of Commerce was hacked. Many of the major media outlets are all  re-publishing the report. But, if you look at the fine print you will  discover that the attack occurred back in November <strong>2009</strong> and was discovered in <strong>May 2010</strong>.  That left the Chamber&rsquo;s 3 million company members uninformed and their  information vulnerable for two years as the FBI and cyber investigators  analyzed the attack.</p>
<p>It seems the attack used the tried-and-true  strategy we see every day. An employee received a phishing or  spearphishing email with a spyware attachment. The employee opens the  attachment link not knowing that they have affected the network. The  spyware is able to capture employees and/or administrators passwords to  have unfettered access to all the accounts.&nbsp; Remember, IT is unable to  identify a breach when a legitimate <em>User Name</em> and <em>Password</em> is entered.</p>
<p>Businesses  are also subject to a Catch-22 thanks to the requests of cyber  investigators versus the government&rsquo;s privacy laws. When a company first  discovers a breach the first instinct is to contact the authorities  like the FBI or FTC that a breach has occurred. Typically these  authorities want to do a full forensics on the attack to learn the  sources and people responsible so they will request that the company <strong>NOT</strong> disclose the breach. This investigation can take months during which a  company&rsquo;s customers are unaware that any of their personal information  is being compromised. When the authorities are finally finished and  allow the company to notify their customers of the breach per the law,  the company is then hit with lawsuits for delaying notification to their  customers.</p>
<p>The costs that the Chamber is going to occur will  probably be horrific. It has already been reported that they hired  independent &ldquo;cyber sleuths&rdquo; and have destroyed serves and computers that  are infected. What is still looming are the legal fees, lawsuits and  government fines for the breach. The Ponemon Institute has identified  the average 2010 company costs for a breach is $7.2M per incident.</p>
<p>What the Chinese hack should teach every company:</p>
<ol>
<li>Train employees about email security.</li>
<li>Have <strong>strong</strong> passwords.</li>
<li>Use a multi-factor password manager like Power LogOn.</li>
<li>Implement secure email programs.</li>
<li><strong>Before</strong> a breach occurs or is discovered have a recovery plan already in place  that includes legal protections so you as the business owner don&rsquo;t get  multiple attacks on all of your castle walls</li>
</ol>
<p>If you would like to learn more about Power LogOn, please visit our website at: <a href="../../undefined/">http://www.access-smart.com </a></p>
<ol> </ol>
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