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In my years of working with insurance I have had countless people tell me that buying insurance is nothing more than gambling. Not true. Gambling creates risk, while insurance addresses and protects you from risk. When you gamble, you can finish in one of three places a winner, a looser, or breakeven. You can also choose not to play.
Insurance responds to risk you already face. You own a building, so you want to be sure it’s still there tomorrow. The next day the building is either there, or it’s not. Insurance, unlike gambling, does not create risk.
Gambling Creates Risk
InsuranceResponds to Existing Risk
Gambling Outcomes: Gain, Loss, or Stay Even
Insurance Outcomes: No Loss or Loss
Insurance passes the risk of loss from you to the insurance company. That’s why self-insurance is a misnomer. You either buy insurance, or you don’t. If you don’t buy insurance you are funding the risk yourself. This is also known as retention. You retain the risk.
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How is it not gambling from the insurance company's perspective? Why am I forced to play a game that is rigged in their advantage? Why do they not have to pay gambling taxes, like I do when I win money playing poker?
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555-555-1212fad45 ?If you're not a publicist, you should be, because you're twisting words. Insurance creates the risk that you're paying for nothing, which, thankfully is most of the time you buy it, or are forced to buy it.
Добрый день! Подскажите надежный интернет магазин, который высылает заказ почтой, с оплатой при получении... Псб.
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