Is AARP Health Care Good?

AARP – known as the American Association of Retired People is a national organization to promote the welfare of, and enhance the quality of life of people aged 50 and above. With more than 35 million members in the United States, this nonprofit, nonpartisan organization provides sevices, such as:

Informing members on issues important to this age group.

Advocating on legislative, consumer and legal issues.

Promoting community service and enhancing the quality of life for older persons.

AARP Health Care Services

There is a marked lack of health insurance for Americans over the age of 50, and fewer and fewer Americans in the age group are in overall good health. AARP provides health insurance and service programs by contracting with insurers to make health insurance coverage available to its members. The insurance options available range from Medicare supplement to long-term care insurance.

The following are the health care options provided by AARP:

Medicare Supplement Insurance – will cover some of the expenses that Medicare does not. You get:

To choose your own doctors

Coverage wherever you travel in the U.S.

Great care by having 98% issues resolved on first call

Supplemental Hospital Insurance You get cash for hospital stays that help pay for high deductibles. You get to use this cash any way you wish to and it can be paid directly to you.

AARP Hospital Indemnity Plans – It provides supplemental benefits for covered hospital stays, and outpatient surgeries.

AARP Supplemental Medical Plans – Gives you cash benefits for covered hospital stays and preventive care. Benefits depend on plan level, and can include checkups, alternative therapies, and cosmetic surgeries, among others.

AARP Hospital Advantage Plans – It provides a substantial daily cash benefit up to $700 a day for covered hospital stays. Coverage begins the second day of your stay. You can also choose a $300 or $500 daily benefit level.

AARP Medical Advantage Plans – Affordable plans that offer significant health coverage for people in the age group of 50 to 64. Offers fixed cash benefits for hospital stays, and surgeries.

AARP Personal Health Insurance Plans – Designed with a more personal approach, this comprehensive network based coverage plan allows access to exclusive on-line health resources.

Long-Term Care Insurance – Underwritten by Metropolitan Life Insurance Company, this plan takes the worry out of long-term care planning. It helps protect your savings and investments, and provides freedom to choose where and how you receive your services.

Overall, AARP health care services are boon for the elderly.