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	<title>Comments on: Self Debt Negotiation &amp; How It Works</title>
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	<link>http://worldvillage.com/self-debt-negotiation-how-it-works</link>
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		<title>By: glenda</title>
		<link>http://worldvillage.com/self-debt-negotiation-how-it-works/comment-page-1#comment-2371</link>
		<dc:creator>glenda</dc:creator>
		<pubDate>Thu, 17 Apr 2008 05:00:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.worldvillage.com/self-debt-negotiation-how-it-works#comment-2371</guid>
		<description>i am considering taking the debt negotiation track but i have a problem with paying a large sum first then the reduction starts could someone tell me how to do this myself?

</description>
		<content:encoded><![CDATA[<p>i am considering taking the debt negotiation track but i have a problem with paying a large sum first then the reduction starts could someone tell me how to do this myself?</p>
<p>Like or Dislike: <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-2371" src="http://worldvillage.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('2371', 'add', 'worldvillage.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-2371-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-2371" src="http://worldvillage.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('2371', 'subtract', 'worldvillage.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-2371-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: Debt Negotiation Helper</title>
		<link>http://worldvillage.com/self-debt-negotiation-how-it-works/comment-page-1#comment-2370</link>
		<dc:creator>Debt Negotiation Helper</dc:creator>
		<pubDate>Tue, 10 Jul 2007 04:17:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.worldvillage.com/self-debt-negotiation-how-it-works#comment-2370</guid>
		<description>Some simple things to remember:

1.  Change banks if you have a checking or savings account with a creditor you also owe(ie you have a bank account with Chase and you have a credit card with Chase).  Creditors have been known to freeze accounts or check to see how much money you really have available when you&#039;re negotiating.

2.  If you&#039;ve done a recent balance transfer or cash advance, forget about settling until you&#039;ve made at least 3 payments to the creditor.  For some reason credit card companies hate when consumers take out cash advances or balance transfers and then fall behind.  (They feel like they&#039;ve been ripped off).

Hope this helps.  Good luck self-debt negotiatiors!

</description>
		<content:encoded><![CDATA[<p>Some simple things to remember:</p>
<p>1.  Change banks if you have a checking or savings account with a creditor you also owe(ie you have a bank account with Chase and you have a credit card with Chase).  Creditors have been known to freeze accounts or check to see how much money you really have available when you&#8217;re negotiating.</p>
<p>2.  If you&#8217;ve done a recent balance transfer or cash advance, forget about settling until you&#8217;ve made at least 3 payments to the creditor.  For some reason credit card companies hate when consumers take out cash advances or balance transfers and then fall behind.  (They feel like they&#8217;ve been ripped off).</p>
<p>Hope this helps.  Good luck self-debt negotiatiors!</p>
<p>Like or Dislike: <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-2370" src="http://worldvillage.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('2370', 'add', 'worldvillage.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-2370-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-2370" src="http://worldvillage.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('2370', 'subtract', 'worldvillage.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-2370-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: self</title>
		<link>http://worldvillage.com/self-debt-negotiation-how-it-works/comment-page-1#comment-2369</link>
		<dc:creator>self</dc:creator>
		<pubDate>Wed, 14 Feb 2007 21:54:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.worldvillage.com/self-debt-negotiation-how-it-works#comment-2369</guid>
		<description>You are right on. I have inserted your blog into the  unlending debt site under blogs and forums.

</description>
		<content:encoded><![CDATA[<p>You are right on. I have inserted your blog into the  unlending debt site under blogs and forums.</p>
<p>Like or Dislike: <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-2369" src="http://worldvillage.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('2369', 'add', 'worldvillage.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-2369-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-2369" src="http://worldvillage.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('2369', 'subtract', 'worldvillage.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-2369-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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